A smiling person reads a book and drinks coffee at a desk, with "Simple Financial Habits" text and financial icons. Illustrated in a warm, clean style.

A gradient background fading from emerald green to soft gold with a subtle linen texture. A smiling person holding a notebook and coffee mug sits at a clean wooden desk surrounded by faint icons of coins, graphs, and dollar symbols softly blended into the background using light transparency. Add a warm directional light from the upper left corner and soft depth-of-field blur in the background. Text in bold, white sans-serif font with a gold outline and drop shadow for clarity. Write in English text letters and words the following: "Simple Financial Habits". Add nothing to these text letters or words and leave nothing out. Write the words and letters exactly as they are presented. See more