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An infographic illustrating Medicare's parts: Part A for hospital, Part B for medical, and Part D for prescription drugs, with a section for Medigap. Stylized illustrations include a hospital, doctor, and pill bottles.

An infographic illustrating Medicare's parts: Part A for hospital, Part B for medical, and Part D for prescription drugs, with a section for Medigap. Stylized illustrations include a hospital, doctor, and pill bottles.
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메디케어 기본 개념 🩵 메디케어는 65세부터 시작되는 연방 건강보험 프로그램이야. 기본 구조는 이렇게 나눠져: Part A 👉 병원 보험. 입원, skilled nursing, hospice 같은 큰 병원비 커버. Part B 👉 의료 보험. 의사 방문, 외래치료, 검사, 장비 같은 거 커버. (월 보험료 있음) Part D 👉 처방약 보험. 약값 부담 줄여주는 파트야. Part C (Medicare Advantage) A랑 B (그리고 보통 D까지) 합쳐서 민간 보험사가 패키지로 제공하는 플랜. 네트워크 기반으로 관리되니까, 장점·단점이 확실히 있어. Supplemental (Medigap) A랑 B로는 커버 안 되는 **본인부담금(gap)**을 메꿔주는 보조 보험. 민간보험사가 제공하고, 병원·의사 선택 자유도가 넓어. 대신 약은 안 포함돼. 👉 정리하면, 기본은 A+B 약은 D 종합 패키지는 C 부족한 부분은 Medigap See more

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