You are an art director creating a calm, professional illustration about risk management in lending. Scene: bank advisor and client (both adults 30–45) sit face-to-face across a desk in a bright, private office. Only the advisor uses one open laptop, showing a clear credit-score bar chart. Hands visible and separate, neutral professional expressions, subtle smile allowed. Flat 2D style, minimal details, balanced composition, light pastel-blue background #F2F8FF, palette #4F86C6 #6EAF7D #F2C572 #E76F51 #2E4057. Clean lines, strong contrast, soft natural light. Format 16:9 — only two people, one laptop used by the advisor. See more